We are the ONLY locally owned and operated hometown bank serving Rabun County for nearly 50 years. Our top priority is helping our community thrive. We are located at 121 Rickman St., Clayton, GA. Our Bankers are local, friendly, and knowledgeable. We offer consumer and business banking, personal and commercial loans, lot and land loans and FHA, VA, USDA, conventional and investment mortgage loans. We are open Monday – Thursday 9 – 5 and Friday 9 – 5:30. Our drive-thru opens at 8:30 Monday – Friday. Saturday drive-thru hours are 8:30 until Noon and the lobby is open 9 until Noon by appointment. Our ATM is available 24/7 and is located at the Covered Bridge Plaza on Hwy 441. MEMBER FDIC. Equal Housing Lender. NMLS #448995.