Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Amica tops the list of the cheapest homeowners ...

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Shop aroundCompare quotes from 3 or 4 insurers to get the best price possible. Compare CoverageSelect policies with the same level of coverage — for example, $250,000 — to get the most ...

Homeowners insurance has become more expensive in recent years, especially in states that have experienced severe storms, flooding, and wildfires. In March 2025, the average homeowners insurance ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.