A six-month certificate of deposit (CD) or share certificate could be a smart compromise: You’ll receive a fixed return for a manageably short period of time. Right now, the average six-month CD ...

After the six-month trial period ends, the service will automatically renew for an additional 6-month term at $45.99/term, plus applicable taxes. However, the trial can be canceled at any time.

If you’re looking for higher yields on cash savings without the requirement to keep your money locked up for a long period of time, a six-month certificate of deposit (CD) might be a good choice.