If you get a raise or other unexpected financial windfall, this could cause problems. A prepayment penalty means that you would be charged extra if you’re able to pay off your loan sooner than ...

If you’ve ever wondered how much of your monthly payment will go toward interest and how much will go toward principal, an amortization calculator is an easy way to get that information.

Pros & Cons Loans available to those with no credit history No late payment ... with any financial decision, there are benefits and challenges to consider when taking on a quick and easy personal ...

as well as what you could expect to pay in total over the life of the loan. You can also toggle back and forth between different goals to make an easy comparison. The Loan Simulator also shows you ...