Rate lock fees: Rocket Mortgage won't charge to lock your rate for up to 45 days. It also offers a 15-day rate extension for 0.25 points ($250 per $100,000 borrowed). Borrowers are allowed up to ...

We detail each category's score for Rocket Mortgage below. Offers a 1% down mortgage called One+ that provides a grant of 2% of the home's purchase price toward the down payment, up to $2,000.