If you're doing this, you're thinking long-term, and that's a very upper-middle-class mindset. Most people hope their finances are in order. The upper middle class hires people to make sure they are.

“[Newly upper middle class people] think because they ... like they’re invincible,” Furst said. “This dangerous mindset can lead to carelessness with how they spend their money and other ...

You've worked hard, landed a solid job and your paycheck reflects that sweet "upper middle class" status you've been longing ...