As long as you pay off your credit card each month, cards with no annual fee essentially let you earn free rewards.

It’s definitely possible to earn credit card rewards without paying interest, mostly because credit cards typically offer a grace period between the end of your billing cycle and when your payment is due. If your credit card offers a grace period, federal law requires this period to last at least 21 days.

Total U.S. credit card debt fell 12% at an annualized rate in November, a plunge not seen since the onset of the pandemic. High interest rates and tightening lending standards by banks may be preventing people from using credit cards, even if they want to.

In this guide, we break down the pros and cons of using a credit card to pay your taxes and provide a list of the best credit cards to pay your taxes.