For Americans, the change to chip-and-PIN is long overdue. As of last year, 83% of western European consumers had chip cards, compared to just 7% of stateside shoppers. France, the first country ...

PIN cashing is a type of cybercrime in which stolen debit or credit card information is used to gain access to bank or credit accounts.

But the technologies that Da Vinci boasts; disposable PINs, a super-secure card, and the ability to merge all your existing cards into one place. These are undoubtedly the future of payments.

A chip-and-PIN card is a type of credit card that requires the cardholder to authorize the transaction by entering their personal identification number (PIN).