Natalia Gdovskaia / Getty Images If you're a fan of CD laddering, you've probably been enjoying the high annual percentage yields (APYs) of 2023 and 2024. However, with the Federal Reserve ...

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

A certificate of deposit (CD) account was an almost mandatory requirement for savers in recent years. Thanks to a spike in inflation and a resulting rise in interest rates, savers were able to ...

Preferred shares offer higher yields than CDs, making them an attractive, relatively safe investment amidst recent interest rate cuts. Wall Street was very pleased with JPMorgan Chase’s fourth ...

The best high-yield savings accounts pay almost the same APYs as CDs, and they allow penalty-free withdrawals at any time. S&P 500 index funds offer greater long-term growth potential. CDs are ...

CDs traditionally lack liquidity, which can be a huge drawback. If you're afraid of being stuck paying early withdrawal penalties in case of an emergency, no-penalty CDs can help you avoid that risk.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

You have high-interest debt to tackle first. Not having access to your cash is a big downside of CDs. Make sure you have six months' expenses saved in an emergency account. With annual percentage ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

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CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a good choice. Most jumbo CDs require a minimum deposit of at ...