Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

A credit report documents your credit history, which is turned into your credit score. The three major credit bureaus — Equifax, Experian, and Transunion — create your credit report.

A collection on your credit report indicates you couldn't pay your debt, affecting future attempts to borrow money. The first step to remove collections is asking your debt collector to prove the ...