Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Stuck paying a high-rate home equity loan? Here are three reasons why it could be worth refinancing right now.

Even with HELOC interest rates routinely falling, a home equity loan can still be valuable for homeowners. Here's why.

Your home’s equity can provide you with funds to meet your financial goals. Find out the most effective method for your ...

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer ...

What are the key factors to consider when weighting the pros and cons of a line of credit vs loan? We'll break it down for ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

A home equity line of credit (HELOC) is a popular and versatile way for homeowners to access cash by borrowing against the home’s value. The six best uses for a HELOC are home improvements or ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up paying a higher rate than necessary if rates fall.