Normally, making a deposit into your bank account is no big deal. However, if you’re planning to deposit a large sum of cash, there are a few things you should know beforehand. Cash deposits over ...
If you’re looking for a personal loan that doesn’t require collateral, signature loans are an option. With a signature loan, the money is loaned to you without you having to put down any kind of ...
A cosigner may become the primary borrower on a car loan through reaching an agreement with the lender or refinancing the car loan. However, it can become a complicated matter. Below we’ll dive into ...
Prepaid cards are like debit and credit cards except they are preloaded with a set amount of money. You can use them for purchases just like you would a debit or credit card, but only until the ...
A levy on bank account funds is a debt collection approach used by creditors that are owed a long-standing unpaid debt. It lets creditors pull money directly from your bank account without your ...
If you want to provide financial protection for your loved ones should you pass away unexpectedly, you have a few options. You can buy life insurance, put money aside in a savings vehicle, or do both.
If you have more than one bank account, such as a checking account and a savings account or money market account, you can typically link those accounts — even if they are at different financial ...
Banks typically don’t require you to name a beneficiary when you open a checking or savings account. It’s often up to you to initiate the process — and doing so can be a good idea. Without a ...
If you’re planning to trade in your current vehicle for a new one but you’re still paying off the loan, a car dealer may suggest rolling over your old car loan into a new one. Before you agree, there ...
Deducting auto loan interest on your federal income tax return is not allowed for typical borrowers. But if you’re self-employed and use your car for business, you may be able to write off at least a ...
Questions you may ask to determine whether car loan refinancing is right for you include: Do I qualify for car loan refinancing? Will refinancing impact my credit score? Is cash-out auto refinancing ...
Despite the popularity of digital payments and online banking, many of us still carry, use, and/or get paid in cash. However, it’s generally not a good idea to have a lot of cash sitting around. How ...