Bankruptcy can discharge or restructure most credit card debt, but there are exceptions. For example, luxury purchases or ...

Research shows that Black Americans are more likely than White Americans to file for bankruptcy and to choose Chapter 13, which is more expensive and often less successful than Chapter 7.

February is a month filled with love, reflection, and community spirit. While it brings Valentine’s Day celebrations, it also marks Heart Month, a time to focus on health and resilience. This issue of ...

The timing of your last bankruptcy directly impacts eligibility. For Chapter 7, you must wait eight years from a previous Chapter 7 discharge or six years from a Chapter 13 discharge. For Chapter ...

Debt collectors don't always get paid when you file for bankruptcy — especially in a Chapter 7 case. In Chapter 13, they might receive some repayment, but it's typically not the full amount owed.