Debt collectors don't always get paid when you file for bankruptcy — especially in a Chapter 7 case. In Chapter 13, they might receive some repayment, but it's typically not the full amount owed.

Research shows that Black Americans are more likely than White Americans to file for bankruptcy and to choose Chapter 13, which is more expensive and often less successful than Chapter 7.

Bankruptcy filings from the past week in all of North Dakota and Becker, Clay, Douglas, Grant, Hubbard, Mahnomen, Norman, ...