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It’s important to remember that rebuilding your credit after debt settlement is a gradual process. The settlement itself can take years to complete, and the negative marks may remain on your credit ...

Read U.S. News' review of Accredited Debt Relief and compare interest rates, fees and terms to find the best loan for you.

Read U.S. News' review of Freedom Debt Relief and compare interest rates, fees and terms to find the best loan for you.

Once you’ve reached a debt settlement agreement, send a letter to your creditor detailing the terms of the agreement. Include the settlement amount and note that the creditor is accepting that ...

Also known as debt settlement, debt relief involves negotiating with creditors to settle for a payment that is less than what ...

The FDCPA establishes clear timelines that must be followed when you dispute a debt with a debt collector. According to ...

Debt settlement can offer a lifeline for consumers who are struggling with overwhelming debt. When you pursue debt settlement — also called debt relief, debt negotiation or debt resolution ...

Debt consolidation and debt settlement are two popular methods to settle and repay substantial debts. Each comes with different risks, and there are several factors to weigh when choosing which is ...