If you have Microsoft Office, consider Microsoft Excel for your budgeting needs. Its suite of budgeting templates is designed to fit many different financial needs from personal family expenses to ...

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The budget should list all cost details for the year or another appropriate period of time. It should include any applicable salaries & wages, fringe benefits, services, supplies, equipment, ...

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Amortization is an accounting technique used to periodically lower the book value of a loan or intangible asset over a set period of time.