Microsoft Excel is one of the most powerful and versatile tools available for both personal and professional use. While many people use Excel simply for creating spreadsheets and performing ...

If you like to keep your budget in a spreadsheet, ChatGPT can help you move your newly created budget there. Once you’ve used ...

Budgeting can feel overwhelming, but it doesn't have to be. While there is no shortage of finance apps, nothing beats the flexibility and power of Excel. In this post, I will go over the practical ...

Making a budget helps you plan for expenses, and it can provide insight into your spending habits, allowing you to consider areas where you can cut back. A budget can also allow you to make a game ...

Your budget says, I am going to allocate N30,000 for the month to ensure I can go to work daily. Now here’s the thing: how do we budget? “If you use the right budgeting template, it will show you.

Let’s be clear, this guide is for those who want to keep their wedding simple but classy without breaking the bank. But if ...

Low-buy challenges help stop overconsumption in its tracks. To get started, identify your pain points, set realistic goals ...

When you lose your income, your first instinct should be to cut back your spending. But how do you do that in practical terms? Here are my tips for identifying where you can cut costs until you secure ...

Rachel Murphy is a freelance writer passionate about helping people make their money work harder. She has more than 15 years of writing and editing experience, focused on small businesses, banking ...

Want to get away from it all but worried about the price? Package deals, flexible check-in dates and loyalty programs are key ...

Frugality isn’t about never spending money. It’s about making intentional choices so each dollar you spend reflects your ...