For instance, if your holiday shopping budget is $1,500 but your expenses creep up to $1,800, the surplus becomes immediately evident in your spreadsheet, prompting adjustments elsewhere.

Fruhan, William E., and Craig Stephenson. "Sterling Household Products Company, Spreadsheet for Students (Brief Case)." Harvard Business School Spreadsheet Supplement 913-558, April 2013.

Managing a household budget is easier with the right tools. Use apps like Mint, YNAB (You Need a Budget), or even a simple spreadsheet to track your income and expenses. Set reminders for bill due ...

Add your income and expenses to this monthly budget planner, and we'll show how your spending aligns with the 50/30/20 rule. You can use the worksheet to calculate your actual spending or planned ...