A second mortgage allows homeowners to borrow against the equity in their home, providing access to funds for expenses like ...

Dr. Debbie Vigil didn’t plan to retire in 2023. Born and raised in Santa Fe, Vigil started practicing as an independent OB-GYN in the city in 1989, out of a desire to serve her home state. “I was ...

You'll receive the funds for your home equity loan in a lump sum, and then you'll pay it back in equal ... mortgage with a new, larger one. The new loan pays off your existing mortgage, and ...

Focus on understanding what you owe, creating a budget, choosing a debt paydown strategy and avoiding new debt. You might also look for creative ways to increase income. If you’re feeling overwhelmed ...

You might want to refinance your home equity loan if you can get a substantially better interest rate on a new one ... to pay off your old mortgage and provide you with a lump sum in cash.

If you’re getting a year-end work bonus or a raise, congrats! Before you spend it, know what deductions to expect—and how to ...

WORTHINGTON — Nobles County commissioners on Tuesday approved a three-year contract with Washington, D.C.-based Savi ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly payments. At some point, you’ll have to make a decision, and this ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Americans are carrying record levels of personal debt, yet many don't realize how long it would take to pay it off.

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...