One nonprofit is helping spread love and joy on Valentine’s Day. Joy by Jennifer is in the business of personalized birthday cards, created by individuals with Down syndrome.

Our team of experts reviewed the best credit cards to bring you our top picks for all scenarios: cash back, balance transfer, and more.

She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Jerod Morales is a deputy editor at ...

If you're trying to put money back in your wallet, our top recommendations are to transfer your cash back to a bank account or use it to reduce the amount owed on your credit card statement.