A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into the matter and came up with ...

You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

You just found out that you’re getting a tax refund and are considering using it to make a lump-sum payment toward your ...

Tired of juggling multiple debt payments each month? These strategies can help streamline the repayment process.

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

If used strategically, a HELOC could be a major boost for homeowners in today's unpredictable economy. Here's how.

Capital One ( COF) received approval from the Federal Reserve’s Board of Governors and the Office of the Comptroller of the ...

One type of credit card—the 0% annual percentage rate credit card—can even work as a type of interest-free loan when you use it for purchases. Some cards in this niche let you avoid interest ...

Making matters worse is that credit card interest rates are notably high right now. And they may not fall for quite some time for one key reason. It’s a matter of stubbornly high inflation You ...

To build strong credit, you have to start somewhere – and for most consumers, that journey begins in young adulthood. For ...