If you’re planning to use a credit card, open a new savings account or take out a loan in the near future, here’s how you can ...

Alabama is a relatively tax-friendly state for retirees, but if you’re considering part-time work or maintaining some ...

When you actively manage your finances and plan for your future, the feeling of personal financial empowerment is justly ...

Most people will have a lower tax rate when they retire, but others won't due to factors like large required 401(k) and IRA ...

Whenever you contribute to a 401 (k) or IRA, the income tax you would owe on that money is deferred until you withdraw it in retirement. The IRS limits how much you can put in these plans annually, so ...

Check off these tasks now and you’ll start 2025 on the right financial foot. The first financial to-do is rebalancing. Most investors are likely due or maybe even overdue to rebalance. Taking required ...

Discover the answer to 'How Many 401ks Can You Have' and explore the unique regulations around maintaining multiple retirement accounts.

Employer-sponsored 401 (k) plans often contain loan options, structured to require repayment over a relatively limited period of time. When it comes to access to IRA funds, taxpayers can essentially ...

There are only 24 hours in a day. If you go to a job each day that pays you a set amount of money, that is the maximum amount ...

The first thing to know is that you’re allowed to withdraw money penalty-free from your HSA for any reason after 65. Before ...

You may be surprised at exactly how early (and how late!) in your career you can contribute to a traditional IRA. Here's what you need to know to maximize your investments.