In the best of all worlds, Congress would recognize the need to fix Social Security to serve those who choose to work outside the program and the rest of us. Instead, Congress wants to dip into the dwindling trust funds to appease a vocal minority with lobbying resources.

A bipartisan bill called the Social Security Fairness Act has the approval necessary to reverse two provisions lowering benefits.

This legislation would create a financial incentive for mid-career workers to opt out of Social Security. This is a profoundly bad idea and comes when too many Americans wonder whether the program