Feb 4, 2025 · If you withdraw funds from a Roth 401(k) early, you must pay taxes on the non-contribution portion of your withdrawal. In addition, the IRS assesses a 10% penalty on the...

Dec 16, 2024 · Roth 401 (k) rules allow you to make "qualified," or penalty-free, withdrawals of both contributions and gains any time after age 59 1/2 as long as your first contribution to your...

Jun 12, 2025 · To withdraw earnings from a Roth 401(k) tax-free, the account must have been open for at least five years, and the withdrawal must occur after you reach age 59 ½ or meet …

Jan 16, 2025 · Contributions to a Roth 401(k) are made post-tax; therefore, your original contributions can be withdrawn tax-free at any time. However, earnings on these contributions …

Jan 24, 2023 · Unfortunately, the answer is no. With a Roth IRA, you can withdraw your contributions at any time without penalty. However, you can only withdraw your Roth 401k …

Aug 23, 2022 · Can I withdraw from a Roth 401k at any time? the first withdrawal. If you’ve owned a Roth IRA for at least five years, you can withdraw your contributions tax-free before age 59½ …

Apr 1, 2025 · After years of saving and investing, it's only natural to wonder when you can withdraw from your 401 (k) account. Generally, you're expected to keep the money in the …

Nov 7, 2024 · Generally, if you withdraw money from a 401 (k) before the plan’s normal retirement age or from an IRA before turning 59 ½, you’ll pay an additional 10 percent in income tax as a …

Mar 25, 2025 · Generally speaking, you may withdraw funds from your retirement savings account anytime, but if you do so before you reach age 59½, you may face an additional penalty of …

You're now free to withdraw from any kind of IRA without penalty. But before you do, get to know your IRA's specific tax rules below to make the smartest decision for yourself—whether you're …